Terms & Conditions IPO138 — A Complete Guide to the IPO138 Malaysia Betting Platform Terms of Use

These Terms & Conditions ("Terms") govern the use of the ipo138 platform, accessible via https://ipo138.asia and any associated mobile applications. IPO138 is an online sports betting and casino platform that has been in operation since 2018, serving users exclusively in Malaysia.

By registering a new account, making your first deposit, or continuing to use the platform after any amendments to these Terms are published, you explicitly accept and agree to be bound by these Terms. This agreement is binding and takes effect immediately.

In the event of any discrepancy or ambiguity regarding the interpretation of these Terms, ipo138's decision is final and binding on all parties involved. All disputes arising from the use of the ipo138 platform shall be governed under the laws of Malaysia.

To be eligible to register for and use ipo138's services, you must meet all of the following criteria at the time of registration and throughout your membership:

• You are at least 18 years of age at the time of account registration.
• You are acting as an individual on your own behalf, and not as an agent or representative of any other party.
• You do not have an existing, active, or suspended ipo138 account registered under another name or identity.
• You are playing with your own funds that have been lawfully and legitimately earned — not borrowed money or funds obtained through unlawful means.
• You are not currently on an active self-exclusion list or barred by any responsible gambling programme.
• All information you provide to ipo138 at registration and throughout your membership is true, accurate, and up to date.

Each individual is permitted to register and maintain only one (1) ipo138 account at any time. This includes a prohibition on registering a new account after your account has been closed or suspended, without written approval from ipo138 management.

Registration Details

When registering an ipo138 account, you are required to provide accurate and complete information, including your full name, a valid email address, an active Malaysian mobile number, and any other details required by the ipo138 registration system. The use of false information, a pseudonym, or another person's identity is strictly prohibited and constitutes a serious breach of these Terms.

Account Security

You are solely responsible for maintaining the confidentiality of your ipo138 account username and password. You must not share your login credentials with anyone, including family members. IPO138 recommends enabling two-factor authentication (2FA) for additional security. Any activity carried out in your account using valid login credentials is considered to have been performed by you, and you bear full responsibility for such activity.

All financial transactions on the ipo138 platform are conducted exclusively in Malaysian Ringgit (RM). IPO138 supports the following deposit and withdrawal methods for Malaysian users:

Withdrawal Terms

To process a withdrawal, your ipo138 account must have completed basic identity verification (full name and active phone number). Withdrawals will only be processed to the same payment method used for the deposit, or to an account registered in your own name. IPO138 reserves the right to request additional verification documents for withdrawals exceeding RM 5,000 to ensure compliance with anti-money laundering guidelines.

IPO138 offers a range of bonuses and promotions from time to time, including a Welcome Bonus, reload bonuses, VIP cashback, birthday bonuses, and periodic promotional offers. All ipo138 bonuses and promotions are subject to the specific terms and conditions stated in each respective offer.

• Every bonus carries a wagering requirement (rollover) that must be fulfilled before any withdrawal can be processed.
• Bonuses may only be claimed once per household, per device, per IP address, and per payment method, unless otherwise stated.
• IPO138 reserves the right to cancel or withdraw any bonus at any time if there is reasonable suspicion of misuse or fraud.
• Bonus system abuse — including placing opposing bets (hedge betting) using bonus funds — is prohibited and may result in account closure.
• Bonuses cannot be transferred between accounts or converted directly to cash without first meeting the rollover requirement.
• In the event of any ambiguity in the interpretation of bonus terms, ipo138's decision is final.

The ipo138 Sports Betting section covers a wide range of sports popular in Malaysia, including Malaysia Super League and EPL football, BWF badminton (Malaysia Open, Thomas Cup, All England), basketball, tennis, e-sports (Mobile Legends MPL Malaysia, DOTA 2, CS2), and much more. The following general rules apply to all types of Sports Betting on ipo138:

Bet Confirmation & Cancellation

Bets that have been confirmed and accepted by the ipo138 system are final and cannot be cancelled or modified by the user, unless the cash out feature is explicitly used before the final result. Should a match be postponed, cancelled, or not completed within 24 hours of its originally scheduled time, the stake will be returned to the user's account balance in accordance with the standard BWF or relevant league rules.

Odds & Market Changes

Odds displayed on the ipo138 platform are subject to change until a bet is confirmed. In the event of a technical error causing incorrect odds to be displayed, ipo138 reserves the right to void the affected bets and refund the staked amount. IPO138 uses a decimal odds system with RTP of up to 97% for Sports Betting.

The ipo138 platform offers over 1,000 online slots and a wide selection of Live Casino games including baccarat, roulette, blackjack, and live dealer games from world-leading providers. The following specific rules apply to the casino section:

• All casino games use a Random Number Generator (RNG) that is certified and independently audited by third parties to ensure the fairness of every game outcome.
• The minimum bet for each game is displayed within the game interface itself and may vary from one game to another.
• Should a technical disruption occur during an active live casino session, ipo138 will attempt to restore the session. If restoration is not possible, any open bet stakes will be returned to the account.
• Bets placed during a known technical disruption are void and will be cancelled.
• Any strategy designed to exploit system vulnerabilities or rules ambiguities is prohibited and subject to account action.

IPO138 works with licensed and experienced casino game providers to ensure that all Live Casino and slots experiences are fair, secure, and enjoyable for Malaysian members.

The ipo138 VIP Rewards Programme offers four membership tiers — Silver, Gold, Platinum, and Diamond — each with a range of exclusive privileges including automatic cashback, birthday bonuses, a dedicated personal account manager, and physical gifts. The VIP programme terms are as follows:

• VIP tier upgrades are based on cumulative total deposits from the date of registration and are calculated automatically by the ipo138 system.
• VIP points are accumulated based on wagering activity and can be redeemed as credits or used for entry into exclusive competitions at the rates specified.
• VIP points cannot be transferred between accounts or converted directly to cash.
• IPO138 reserves the right to modify point accumulation rates, redemption rates, or benefits associated with any VIP tier with reasonable notice.
• Fraudulent activity or system manipulation to accumulate VIP points unlawfully is strictly prohibited and will result in immediate account closure.
• Physical gifts sent to Platinum and Diamond members are based on the current gift catalogue and are subject to availability.

IPO138 reserves the right to suspend or close any user account at any time for the following reasons without prior notice:

• Violation of any terms set out in this document.
• Identity misrepresentation or fraud — including the use of false information during registration or the verification process.
• Owning or operating multiple accounts under the same name or associated identity.
• Attempting to exploit system errors, odds mistakes, or technical vulnerabilities in the platform.
• The use of automated software, bots, or any unauthorised tools to manipulate game outcomes or accumulate VIP points.
• Exploiting the bonus or promotions system in a manner contrary to the spirit of the offer.
• Facilitating money laundering or the financing of unlawful activities through an ipo138 account.

In the event of account closure due to confirmed fraudulent activity, ipo138 reserves the right to forfeit all account balances, including any winnings obtained through such fraudulent means. For voluntary account closures, all valid balances will be returned to the user via the original payment method within 5–7 business days.

IPO138 takes the protection of all members' personal data seriously. We adhere to responsible data protection principles and ensure that all personal information collected is used solely for the purposes stated in our Privacy Policy.

The information you provide to ipo138 — including your name, phone number, email address, payment details, and activity history — is protected with 256-bit SSL encryption and stored on secure servers. IPO138 will not sell, rent, or share your personal information with third parties for marketing purposes without your consent.

The ipo138 platform is provided "as is" and "as available" without any implied warranties or guarantees regarding continuous availability, freedom from technical errors, or fitness for a particular purpose. While ipo138 strives to keep the platform running without interruption at all times, periodic technical disruptions may occur due to system maintenance or circumstances beyond our control.

• IPO138 is not liable for any financial losses incurred as a result of betting decisions made by the user.
• IPO138 is not liable for any losses arising from internet connectivity issues on the user's end during an active betting session.
• IPO138 is not liable for any losses resulting from unauthorised access to a user's account caused by the user's own negligence in safeguarding their login credentials.
• Ipo138's maximum liability to any user under any circumstances is limited to the amount of that user's most recent deposit.

IPO138 reserves the right to amend, update, or replace any part of these Terms & Conditions at any time. Amendments take effect immediately upon publication on this page. It is your responsibility to review this page periodically to ensure you remain informed of the latest terms governing your use of the ipo138 platform.

Your continued use of the ipo138 platform following the publication of any amendments constitutes your acceptance of the revised terms. If you disagree with any amendment, you have the right to close your account and withdraw all valid balances before ceasing use of the platform.

These Terms & Conditions and any disputes arising from or in connection with the use of the ipo138 platform shall be governed and construed in accordance with the laws of Malaysia. You agree to submit to the exclusive jurisdiction of the Malaysian courts for the resolution of any such disputes. Bahasa Malaysia is the official language of these Terms & Conditions, and in the event of any conflict with a translation in another language, the Bahasa Malaysia version shall prevail.